When to buy individual health insurance plan
- as known, there two ways to buy health insurance. One is through your employee and the second is by purchasing an individual health insurance wich we will talk about in this article .
- individual health insurance is no different than the on you buy through your employee . in fact it provides similar benefits and in some cases it can cost you less money when paying for an individual health insurance !
- as the health law States, the insurers are required to cover anyone who applies . so do not think that your application will be denied.
when you can buy individual health insurance ?
: You can do that during open enrollment
-when is open enrollment? : it is from nov 1 to dec 15 for most states
can you buy individual health insurance at another time ? :
the answer is yes you can do that on a special enrollment period wich launched by a qualifying events such as : getting married, having a baby .. etc
- americans now can sign up for an ACA market plan in 2021 by the executive order
Signed by president joe biden to start a special enrollment period.
Do you need individual health insurance ?:
Note: make sure to check if the prescription drug you take are included in the plan's list of covered medications